Travel Insurance

Our Travel Insurance provider Insurancewith can provide you with a quotation. Please read on for more information about our insurance provider or access our Travel Insurance (under ‘Help & Resources’ in the Members Area).

Our insurance provider was founded in 2007 when insurance professional Fiona Macrae was unable to find travel insurance at a reasonable price which also covered her cancer diagnosis. She founded the company with the aim of providing everyone with a medical condition a fair and affordable travel insurance policy to cover their upcoming holidays, saying:

“We’ve worked together, as people who have personal experiences of the very medical conditions we cover, to ensure that the underwriters consider at the actual risk, and not the perceived risk associated with the conditions”. 

The policies provided offer competitive pricing and wide-ranging travel insurance products which also support Somerville Heart Foundation with a donation for every policy sale, meaning your cover helps contribute to vital work and projects carried out by the charity.

The travel insurance products on offer specialise in covering those with existing medical conditions. The provider does things a bit differently and looks beyond just the diagnosis and treat every customer as an individual which means you will be offered the best policy to suit your situation.

All of the policies include some aspects of coronavirus cover so you can rest easy knowing that you are getting the cover you need! Here is what the Coronavirus cover is included as standard*:

  • If you need to cancel within 14 days of your trip as a result of a positive COVID-19 test result;
  • If you need to cancel your trip because you are certified as being too ill to travel due to COVID-19 by a medical practitioner;
  • If you need to curtail your trip as a result of a positive COVID-19 test result;
  • If you require medical assistance during your trip after a COVID-19 diagnosis.

They also offer an optional COVID-19 Extension, for an additional premium, which can be added to any policy. Here is what the optional COVID-19 Extension covers*:

  • If you need to cancel your trip as a result of being required to self-isolate as a result of COVID-19;
  • If you are required to produce a negative test result in the UK and your result is delayed causing you to miss your departure;
  • If the hotel you have booked is placed into compulsory quarantine due to COVID-19 and you miss your pre-booked transportation back to the UK;
  • If the government changes re-entry requirements impacting your entry back into the UK from your chosen destination;
  • If you need emergency medical treatment abroad or if you need to brought home due to COVID-19, when the FCDO advise against all but essential travel due to COVID-19 and you have travelled against this advisory.

The provider wants to make sure you have the best possible travel insurance experience, so in order to ensure their high standards are met, they work with a group of specialist teams in all areas, such as Customer Service, Medical Screening, Emergency Assistance and Claims.

*It’s important to take time to read through the insurance policy wording and understand the key terms and conditions before purchasing cover.

If you have a question about your policy, call the insurer to get a clear answer and ask them to confirm this in writing.

To access our Travel Insurance service you will need to be logged in. If you are not yet a member, just click here to join Somerville Heart Foundation